Studies have shown that people are able to think more clearly and make better decisions when they are not bent by the weight of excessive stress. Although it might not seem like it sometimes, apart from the initial physical and emotional reactions to imminent danger, living beneath the weight of stress is a conscious decision.
Once you have assessed your immediate circumstance and have done all that you can do to resolve urgent situations, focusing on your troubles is in no way to your benefit. This type of thinking prevents proactive decision-making and often leads people down the wrong paths. Certain less than savory solutions can begin to seem more than appealing when allow your thoughts to remain on your troubles.
Taking Care of Business
More importantly, vital considerations are placed on the back burner as all efforts and energy become honed in on the overwhelming circumstances. People can forget to take minor but important steps such as paying for their car insurance or they might fail to take the time to investigate the best auto insurance plans to purchase.
These small yet significant missteps can actually cause worse hardships in the future and thereby, compound the already existing stress. Being able to focus when doing things like purchasing car insurance is essential for saving money and avoiding future cash flow shortages.
Stop to Count Your Blessings
The proverbial cup is only half full if you perceive it as being such. Most people do not naturally have an optimistic view of the world. Staying positive generally requires a conscious effort. Thus, you will have to make an active and dedicated effort to change your mind and what it is conditioned to automatically focus on.
Life is never without its troubles, however, your perception of your troubles can change, making life better and far easier to navigate. This is done by simply taking stock of the good in your life and shutting down your thoughts on all of the negative that exists. Take the time to list the different things that you are grateful for. While there might appear to be very little to be grateful for, just a bit of introspection could help you to realize that you should be grateful for:
- Your ability to walk and move about
- Your ability to work
- The health of your family
- Loyal friends
- Good food and quiet places
- Your children
- The devotion of your spouse
Learn When to Say No to Others
Few people recognize the connection between their inability to let others down and their inability to gain financial security. Your passive generosity may be the source of much of your financial stress. Saving money can be difficult enough without having to constantly reach out and meet the needs of others.
Given that the world is nearly filled to the brim with individuals with needs greater than their own ability to meet them, there is almost a constant pressure on a wage-earning adults to meet these shortfalls. If you want to build your savings and create future stability for yourself, however, you will need to learn when to give, how much to give and when to say no.
Not Giving at All is a Bad Idea
Although you cannot resolve the financial ills of everyone that you come across, you should not commit to never giving at all. The human heart is by nature, a generous one. It hurts to see people suffer and go without. Some financial coaches and analysts would argue that it is guilt, lack of self worth and other internal issues that truly prevent people from amassing considerable wealth.
If any of this is true, the only way to truly be good to yourself is by honoring your conscience and sharing with others when you can. Otherwise you may harbor internal conflict that arises from the guilt of not giving. It is important to put firm limits on your giving, however.
Some people routinely give a portion of their income to a chosen organization or cause. This simple method of sharing takes the hassle out of deciding when and how much to give. Others keep loose singles in their wallets to pass out on the streets.
No matter how or where you give, make certain to do it with a cheerful disposition. As soon as you start feeling bad about your gifts, you are likely giving beyond your ability to spare or stretching yourself beyond the realms of your own inherent generosity. Giving to others and recognizing that there are people less fortunate than you in the world is one the best expressions of your gratitude and will help you to feel even more grateful for all that you have.
Colossians 3:2-3 Set your minds on things that are above, not on things that are on the earth. For you have died, and your life is hidden with Christ in God.